Regulatory Response & Remediation
Our partners aim to be the trusted advisor for board members and senior management teams as they address regulatory actions, recommendations, and challenges with the continuously changing supervisory landscape. We offer strategic solutions, guidance, and other collaborative assistance on regulatory matters, including highly complex safety and soundness, risk management, and enforcement action concerns.
Independent Loan Review
We conduct full assessments of risk management systems, operational integrity, and regulatory obligations to ensure compliance with regulatory standards. In addition, we independently evaluate consumer and commercial loan transactions for risk rating accuracy, quality of underwriting, policy conformance, ongoing portfolio management, and thoroughness of credit documentation and analyses.
Risk Mangement and Advisory
We assist our clients in responding to new and changing laws, rules, regulations, and supervisory guidance. We have significant experience in developing thorough regulatory communications, including detailed strategies and corrective action response to remediate supervisory concerns.
Compliance & Program Development
With our extensive background and experience in financial services and banking regulation, we collaborate with our partners to develop comprehensive policies, processes, and procedures that meet and exceed regulatory expectations. We ensure that risk management systems are designed in a sound, efficient, and effective manner. Areas of expertise include ACL/CECL methodology, stress testing, and portfolio concentrations.
Independent Testing & Validation
At Hyperion, we provide assurance that bank communications and regulatory remediation responses are clear, thorough, and meet supervisory standards and expectations. We aim to promote efficiency in interacting with regulators and other stakeholders to accelerate remediation and implementation of corrective actions.