Advisory Board
Special Advisor
Richard Dixon
Mr. Dixon recently retired after 36+ years of supervisory and regulatory experience with the OCC. For over 15 years, Mr. Dixon was a member of the senior management group within Midsize and Community Bank Supervision. Most recently, Mr. Dixon served as Associate Deputy Comptroller, leading twelve Assistant Deputy Comptrollers who supervised community banks and federal savings associations from offices located in Colorado, Illinois, Kansas, Minnesota, Missouri, Montana, Nebraska, North Dakota, South Dakota, and Wisconsin. Prior to that as Assistant Deputy Comptroller in Southern California for 13+ years, he managed staff assigned to offices in Glendale, Santa Ana, and Carlsbad and supervised banks in Southern California, Arizona, and Hawaii ranging in size from $50 million to over $15 billion. As a manager, Mr. Dixon received the Comptroller’s Managerial Excellence Award in 2021. Throughout his career, he has helped countless banks in managing enforcement actions, new charter applications, and mergers and acquisitions. He began his career with the OCC in 1989 and earned his National Bank Examiner commission in 1995. Before becoming a manager, Mr. Dixon served as a community bank examiner, commercial credit Functional EIC and EIC of a $22 billion midsize bank, and commercial credit examiner on a resident team of a $60 billion large bank. His areas of expertise include general safety and soundness, corporate governance, enterprise and third-party risk management, credit risk management, regulatory remediation, problem bank management, and corporate applications. Mr. Dixon graduated from Loyola Marymount University in Los Angeles with a degree in finance.
Special Advisor
Robert Dyck
Robert Dyck brings more than 45 years of banking experience across Southern California community and midsize institutions. During the final 24 years of his banking career, he served as Chief Credit Officer and a member of executive teams at several California-based regional banks. In these roles, he oversaw the acquisition and integration of more than a dozen whole-bank transactions and loan portfolio acquisitions. Mr. Dyck began his career as a commercial loan officer and advanced through leadership roles in credit training, loan review, and commercial and commercial real estate credit administration. He has extensive experience aligning credit teams, risk management practices, and organizational leadership during periods of growth, integration, and institutional change. Throughout his career, he has focused on building strong credit cultures grounded in effective policies, experienced professionals, sound practices, and disciplined leadership. For the past several years, Mr. Dyck has served as Principal Consultant of The Credit Culture, a firm he founded to help banks develop strong lenders and credit officers, comprehensive credit policies, and leadership-driven credit cultures. Mr. Dyck holds undergraduate and master’s degrees in finance and accounting from California State University, Northridge.